Moving from New Jersey to Pennsylvania
Pennsylvania is one of the most practical moves for NJ leavers. It's close enough to keep your job, your friends, and your favorite NJ spots while offering a lower cost of living, especially when it comes to property taxes. Here's what to know.
NJ vs. Pennsylvania: Cost of Living Comparison
A side-by-side look at key financial differences between NJ and PA.
| Category | New Jersey | Pennsylvania |
|---|---|---|
| State Income Tax | 1.4% to 10.75% | Flat 3.07% |
| Sales Tax | 6.625% | 6% (no tax on most clothing/groceries) |
| Median Home Price | $550K+ (Essex County $750K) | ~$350K (Lehigh Valley), ~$400K+ (Philly suburbs) |
| Effective Property Tax Rate | ~2.23% | ~1.58% (varies by county) |
| Commute to NYC | 35-55 min (NJ Transit) | 60-90 min (from Lehigh Valley) |
| Overall Cost of Living | High | Moderate |
Estimates based on recent data. Individual situations vary.
Popular PA Areas for NJ Leavers
Lehigh Valley (Bethlehem, Allentown, Easton)
The most popular destination for NJ leavers moving to PA. The Lehigh Valley offers significantly lower home prices, lower property taxes, and solid schools. Many NJ commuters live here and drive or take buses to NYC. The area has grown substantially with new developments, shopping, and dining options. Bethlehem's historic district and Easton's revitalized downtown add character.
Bucks County
Closer to NJ than the Lehigh Valley, Bucks County offers beautiful river towns like New Hope, Doylestown, and Yardley. Property taxes are still lower than NJ, but home prices in the most desirable areas can approach NJ levels. Excellent schools and a strong sense of community. The commute to NYC is manageable via train or car.
Philadelphia Suburbs (Main Line, Chestnut Hill, Media)
For those who work in Philly or want a major city nearby, the Philadelphia suburbs offer excellent schools, beautiful older homes, and a rich cultural scene. The Main Line is particularly desirable but comes with a higher price tag. Property taxes are generally lower than NJ, and you get more house for your money.
Commute: Moving to PA likely means a longer commute to NYC. From the Lehigh Valley, expect 60-90 minutes by bus or car. Some people find the trade-off worth it for the lower cost of living and more space.
Property Taxes: While lower than NJ on average, PA property taxes vary significantly by school district. Research carefully before buying.
Keeping Access to NJ: One advantage of PA is that you're still close enough to come back for dinners, family events, and your favorite NJ destinations. It's not a clean break, and for many people, that's exactly what they want.
I Can Connect You With a Trusted Agent in Pennsylvania
I have a trusted network of real estate agents across the country. If you're relocating to Pennsylvania, I can connect you with a knowledgeable local agent who knows the market there. Reach out to me and I'll make the introduction so you have expert help on the ground in your new city.
Getting ready to leave NJ? Let's talk about your home sale.
Before you head to Pennsylvania, let's make sure you maximize the sale of your NJ home. Sorelle can help you get top dollar so you have maximum equity for your new life in PA.